Claims Processing is the administrative process of submitting, reviewing, and paying insurance claims for patient services. It includes verifying patient coverage, coding treatments, submitting claims to payors, and resolving any denials or rejections.
In therapy practices—like speech therapy or ABA—this workflow is especially time-consuming. It often involves repetitive paperwork, follow-up calls, and coordination with insurance providers. And when done manually, it’s prone to delays and costly errors.
When your claims process is inefficient, everything suffers. Therapists wait longer to get paid. Admin staff burn hours fixing denials. And patients feel frustrated when there’s a billing issue.
Here’s why getting this process right is critical:
In short, a smoother claims workflow saves time, money, and sanity—especially for small and midsize therapy clinics juggling a high volume of sessions each week.
Everything starts with accurate patient info and checking their insurance eligibility. Mistakes here lead to denied claims down the road.
Once care is delivered, providers or billers assign diagnosis and treatment codes (ICD/CPT). Coding errors are one of the top reasons for rejections.
The claim is submitted electronically to the payer through a clearinghouse. Timely filing is key—some payors have very tight deadlines.
The insurer reviews the claim: they may approve, deny, or return it for corrections. This stage often reveals gaps in documentation or eligibility.
Once approved, payment is issued and applied to the patient’s account. Any balance owed is billed to the patient or written off, depending on policy.
Common reasons include incorrect patient information, missing prior authorizations, invalid codes, and expired coverage.
On average, insurance claims can take anywhere from 15 to 45 days, depending on the payer and accuracy of the initial submission.
A rejected claim has errors and isn’t processed at all. A denied claim is processed but not paid, usually due to eligibility issues or lack of coverage.
Yes—many therapy practices use AI-powered tools to automate verification, coding checks, claim submission, and follow-ups.
A clearinghouse acts as an intermediary between the clinic and insurance payers, helping validate and route claims electronically.
If your team is buried under paperwork and losing hours each week chasing payments, it’s time to rethink how you handle claims.
The good news? You don’t need to be a billing expert to fix this. With the right tools, you can streamline your claims process, reduce denials, and get paid faster—without overwhelming your staff.
For therapy clinics, especially those growing fast or managing multiple disciplines, automation isn’t a luxury—it’s a necessity.